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What's your plan of attack to save up money for a Disney vacation?

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  • [Fun] What's your plan of attack to save up money for a Disney vacation?

    With our family we usually rely heavily on our tax return to pay for our vacation. The way things are with life though, we end up using a lot of tax return money a lot of times on other bills and expenses. So because of this we still have to do the ol' fashioned thing of saving up money here and there whenever we can. Usually, our tickets and hotel are covered by the tax return then the only thing we have to save money for is gas and food. Sometimes though, those expenses are switched around.

    How do you save for a Disneyland Resort vacation?

  • #2
    Re: What's your plan of attack to save up money for a Disney vacation?

    For me, it's wishing on a star, praying, and occasionally playing the lottery.
    Dead Mice Tell No Tails!

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    • #3
      Re: What's your plan of attack to save up money for a Disney vacation?

      A 'monthly payment plan'. As in, I take what I spent on my most recent Disney vacation and add around 15% (I always assume there will be increases in costs), figure the amount of time I have before I'm going again and set that amount aside every month. I start saving for the next vacation as soon as the 'current' one is paid for, even if I haven't taken it yet. I compulsively check and recheck the prices on various package deals and adjust my savings accordingly. I also ask DH for cash for gift-giving occasions to add to my pot (that usually ends up as my spending money).

      So far, so good. I've never had to (and would never) put anything on credit. If the time comes that I can't save up enough to do Disney 'my way', then that's when I'll have to reconsider the way I do Disney (onsite stays) and/or the frequency (currently once a year).
      Last edited by Stormy; 03-14-2014, 02:05 PM.
      "Life is not about waiting for the storm to pass, it's about learning to dance in the rain.​"

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      • #4
        Re: What's your plan of attack to save up money for a Disney vacation?

        I don't save in the traditional sense for the most part. I plan a trip in the fall usually and start the planning and buying in January. Airline ticket first, then prepay hotel room, buy tickets, ground transport etc. I buy prepay something each month. By the time the trip comes only thing I need to pay for is food and my normal pay can cover the 200 or so I need for that. I find this the easiest and most logical way to do it and let's me go more frequent if I so choose.

        Pretty much everything can be prepaid so no need to save large sums and pay for it all at once. I also don't buy package deals, I can usually beat anything offered by booking separately.

        I don't make enough to get tax refunds and no kids so the small refunds I get won't cover much maybe a shuttle to the airport..... Lol

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        • #5
          Re: What's your plan of attack to save up money for a Disney vacation?

          Vegas.
          Disneyland Cast Member
          Outdoor Vending
          1996 - 1999

          My interview with MiceAge about working at Disneyland:
          http://micechat.com/blogs/mouth-of-t...ding-crew.html

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          • #6
            Re: What's your plan of attack to save up money for a Disney vacation?

            I'm not too good. I have to admit that I do put much on the credit card, but my wife - who's in charge of the finances - is really good about being sure to pay it down.
            We also have our APs now, so that offsets much of the cost.
            We've also packed our own food on occasion.

            One time I sold some collectables I had and made $300. We already had the APs, but I was able to pay for a motel for my daughters and me and spend three days there. It even covered the cost of a nice dinner at Carthay Theatre restaurant.
            http://micechat.com/forums/disneylan...oto-heavy.html
            http://micechat.com/forums/disneylan...ip-report.html
            http://micechat.com/forums/disneylan...oto-heavy.html
            http://micechat.com/forums/disneylan...oto-heavy.html
            http://micechat.com/forums/disneylan...something.html

            No matter where you go, there you are.

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            • #7
              Re: What's your plan of attack to save up money for a Disney vacation?

              I get SSI for my disablilties and take out 200 dollars and deposit the rest for about year and that gives me 2,400 dollars for the flight and park hoppers and shopping. My parents payed for the hotel and food since we went for my bday.

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              • #8
                Re: What's your plan of attack to save up money for a Disney vacation?

                Buy nothing.
                sigpic
                Find our trip report videos on Youtube at FreshBakedDisney. Find our blog at www.freshbakeddisney.com.

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                • #9
                  Re: What's your plan of attack to save up money for a Disney vacation?

                  Originally posted by FreshBakedDisney View Post
                  Buy nothing.

                  Is that even remotely possible??

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                  • #10
                    Re: What's your plan of attack to save up money for a Disney vacation?

                    well now having an AP it will help a LOT. But even prior to this most recent trip my method is to book anything I can early (shuttles, airfare, hotel, park admission, etc). In the case of the last trip I booked my flights about 3.5 months early when I had a large check come in and got a killer deal. Then in January I got the hotel booked with one of my large checks that came in and set aside the rest on Disney gift cards. My next check came in and I used it to buy the AP and again put money on gift cards. I get direct deposit at work so I make sure I have an additional cushion available when there but I also choose to set money aside. This time I had been given a 120 gift card for christmas which I used towards food first. I had also set aside about $450 in disney gift cards and again only was willing to buy the food first just in case, it was more than enough and on the last few days I didn't mind using it towards souvenirs. And as soon as I got home and EVERYTHING had been paid for that was post vacation (printing photos, framing artwork, etc) I have now started to save up for Memorial Day Weekend where I will essentially need the amount I make in a week for food/merch (a little over 200), and I'll also need to use the bonus check from one of my jobs that comes in next week which will not only cover airfare and hotel but also the shuttles and I may even have more of it left to use towards food.

                    Once that is paid for I will begin setting aside money for the anniversary of the park trip. Luckily I won't have to start prepping for November until after I get back from that one and I can pay for it also super easy because I work at 2 stores from August-October
                    Trips coming up:

                    May 22-26th
                    July 13th-18th
                    November 19th-25th

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                    • #11
                      Re: What's your plan of attack to save up money for a Disney vacation?

                      Originally posted by brendonb28 View Post
                      Is that even remotely possible??
                      Of course. Obviously you have to pay rent, buy gas, eat, drink and clothe yourself. But there are TONS of ways to NOT spend money.

                      I can save $20-$30 per trip to the grocery store by simply saying NO more than YES.

                      Don't really need those shoes.

                      Don't really need that Blu-Ray.

                      Don't need ALL those premium channels.

                      It goes on of course. Just basic stuff really. It's not fancy, and not complicated.
                      sigpic
                      Find our trip report videos on Youtube at FreshBakedDisney. Find our blog at www.freshbakeddisney.com.

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                      • #12
                        Re: What's your plan of attack to save up money for a Disney vacation?

                        We go once a year, and it's just the two of us and we each pay our own way so it's not too bad. I put aside a little each month and then a few months out we pull the trigger and buy a package with airfare, hotel and park hoppers. Then we spend the next few months saving a little for food, merch, shuttles, etc.

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                        • #13
                          Re: What's your plan of attack to save up money for a Disney vacation?

                          the big way i saved this last year is droping my dish $75.00 a month went to a netflix and hulu account $17.00 a month saved me $58.00 a month.

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                          • #14
                            Re: What's your plan of attack to save up money for a Disney vacation?

                            Originally posted by FreshBakedDisney View Post
                            Of course. Obviously you have to pay rent, buy gas, eat, drink and clothe yourself. But there are TONS of ways to NOT spend money.

                            I can save $20-$30 per trip to the grocery store by simply saying NO more than YES.

                            Don't really need those shoes.

                            Don't really need that Blu-Ray.

                            Don't need ALL those premium channels.

                            It goes on of course. Just basic stuff really. It's not fancy, and not complicated.
                            Sorry, I thought you meant not buying anything at the parks. Such as Souvenirs and such.

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                            • #15
                              Re: What's your plan of attack to save up money for a Disney vacation?

                              Start cutting back with enough time so when that entire trip which goes on the credit card (disney visa don't you know) gets paid off in full upon the bill coming due. Don't really sock cash away specifically, just dial back where possible according to a plan.
                              Matt's September, 2015 Solo after the Safari Sunrise Trip Report
                              World Famous Jungle Cruise Safari Sunrise Premium Experience Trip Report
                              My February, 2015 Dapper Day Trip Report
                              My October, 2014 Family Vacation with Mickey's Halloween Party
                              My September, 2014 Dapper Day Trip Report
                              My August, 2014 Solo Trip Report - 1901/C33 Jazz Club
                              My June, 2014 Solo Trip Report
                              My February, 2014 Dapper Day Trip Report
                              My Epic May, 2013 Trip Report
                              My October, 2011 Trip Report
                              My October, 2010 Trip Report

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