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  • Closing Day



    I should be excited.

    Instead I am exhausted beyond reason, insomnia has kicked in and I am barely awake. Excitment is not something I am capable of.

    My first real smile today came not because I am closing on my first home- but because a good friend of mine told me she is pregnant. How wonderful. Their first baby- her husband's b-day is tomorrow- what a b-day present. She will tell him tomorrow- wish I could see his face.

    People keep giving me last minute tips and advice- most of it makes me freak out. How will I recognize if something goes wrong at the closing? I wouldn't! I am very dependant on my Realtor and my loan guy- and I feel a little lost.

    It's almost 8am- I leave in 4 hours and 30 minutes and not long after that I will own my home. I still have some packing to do and my kids still refuse to take this packing thing seriously-:bang: the mess they keep making in their rooms. AUGH!

    I should be excited- but all I want to do is sleep or cry.


  • #2
    Re: Closing Day

    Don't cry-you will feel such a relief after the last page is signed and the house is all yours. It will be a long day- but in the end it is all worth it. Lots of luck!!
    Fratsor Sister - Delta Mu Chi Alpha

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    • #3
      Re: Closing Day

      Exactly!! Once everything is finalized and you are handed the keys and walk into the place the first time... pure joy and happiness!!! It will take some time to get everything together once you move it, but even before you totally finish unpacking, take some time for yourself and do something nice for yourself!! It will help take a bit of the stress away!




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      Originally posted by AGhostFromThePast
      all you need to know about the mommy stick is.. out of all the bad things that could happen to you... it's right between wetting yourself and death.

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      • #4
        Re: Closing Day

        Does anyone have advice on what questions to ask at closing? Final details I should not miss?

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        • #5
          Re: Closing Day

          Sorry- can't help you there. I had a lawyer to take care of all that (required in NY)
          Fratsor Sister - Delta Mu Chi Alpha

          ΔΜΧΑ

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          • #6
            Re: Closing Day

            Scary aint it? It was the scariest thing I have ever done, buying my house. Especially since I had to do it all alone! But believe me, after you get settled, get the house set up the way you want (and might I suggest putting up some pictures on the wall asap because even though they might not be exactly where or what you might want, it helps you adjust and get "in the rhythm", sounds crazy but it works!) you will sit there and go "oh my god this is my house!!" and a big smile will come over your face

            Good luck!

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            • #7
              Re: Closing Day

              Having been through the home buying process several times I found the paperwork not as scary as I thought it would be.

              The processor/notary who handles your closing statement should be thorough and explain each page you are signing. Take your time and make sure everything is as it should be and don't be reluctant to ask them questions about any page you aren't sure about.

              All the best!
              "America is the only country that went from barbarism to decadence without civilization in between." Oscar Wilde

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              • #8
                Re: Closing Day

                Originally posted by Nephythys View Post
                Does anyone have advice on what questions to ask at closing? Final details I should not miss?
                If today is your closing day then you've probably arleady signed everything, yes?

                It's probably too late to do a whole lot if something is wrong. That being said, there is probably not anything wrong. You should have title insurance and your escrow company will fix any problems that crop up. Not out of the goodness of their hearts, mind you. They just don't want to be sued.

                As for people giving you tips and advice, you should probably ignore most of it. Its like when you're pregnant. Everyone has different, contradicting advice for how to do things. Real estate transactions are heavily regulated and unless you are using some shady loan broker or realtor, you don't have anything to worry about.

                Just enjoy it. Michelle and I moved into our first house (we owned our condop but this is the first house) a month ago and we're still settling in. It'll take a while.
                Follow me on Twitter: @matthamand

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                • #9
                  Re: Closing Day

                  Yes- loan ppwk and contract all signed.

                  Going to get details today-
                  mailbox #
                  mailbox key
                  garage door code
                  garage door openers
                  warranty on new stove, disposal and furnce
                  how long is the certification good on the roof
                  sewer scope results
                  key to side gate

                  But otherwise- I think it is going to be ok. I feel better the closer it gets-

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                  • #10
                    Re: Closing Day

                    Sounds like a done deal and a key to your new home.

                    Congratulations!!!!
                    "America is the only country that went from barbarism to decadence without civilization in between." Oscar Wilde

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                    • #11
                      Re: Closing Day

                      All done!

                      No freak outs- no glitches- super smooth- got all the answers I needed and I have my keys! :yea:

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                      • #12
                        Re: Closing Day

                        Originally posted by Nephythys View Post
                        All done!

                        No freak outs- no glitches- super smooth- got all the answers I needed and I have my keys! :yea:
                        NOW do the "it's my own house" happy dance, in each room like I did

                        CONGRATULATIONS NEPHY!!!!!!



                        Delta Mu Chi Alpha ΔΜΧΑ

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                        • #13
                          Re: Closing Day

                          Congrats Cas!!! Good on you. Now go hang pictures :lmao:

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                          • #14
                            Re: Closing Day

                            Congrats!!! We have owned our house for almost a year and it is such a great feeling- I am so glad everything went well. Now the fun begins of unpacking and making it all your own. The best part is throwing those boxes away because you know you won't be moving for a loooong time
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                            • #15
                              Re: Closing Day

                              Thanks guys! :yea: :yea:

                              O-nut- I have a super special HM-NMBC scroll that I framed- from the first year they had it. I want to hang it somewhere where people can see it- maybe that will be the first thing up

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