[Chat] Why you should buy an AP on the payment plan

[Not My Real Name]

Because it's cheaper. Disney has made a mistake in how they charge for an AP on the payment plan. Do the math:

$269 - $87 = $182 $182 divided by 12 months = $15.66666.... which is rounded off to $15.17.
There's only one problem with this: You don't make 12 payments. You only make eleven! On the day you buy the pass, you pay a down payment of $87 and that is all. You don't make a payment on the balance until the next month. That means a $269 SoCal pass only costs you $253.83. Do the math with all the other passes. This means that the $649 Premium AP actually costs only $602.16. If you bought five passes at this price, you would save $234.40.

I was wondering whether I should write this thread because it's possible that Disney would learn from it and make changes, so keep this a secret, okay?

[BugSam101]

Re: Why you should buy an AP on the payment plan

Interesting....But is it because they expect you to renew your pass and that would make it payments which would then lead it to become the expected price? IDK nor am I very good at mathematics so just saying.

[Mr Wiggins]

Re: Why you should buy an AP on the payment plan

I was wondering whether I should write this thread because it's possible that Disney would learn from it and make changes, so keep this a secret, okay?

Okay. We promise not to show this thread to a soul.

[Malina]

Re: Why you should buy an AP on the payment plan

It doesn't work that way, though. Disney does charge your credit card for the first payment within a few days of purchase, not a month later. They tell you as much when you buy your first pass at the ticket booth. So technically the first month you have your pass, you're paying for that one day ticket + your first payment.

Disney does the math correctly. If your pass costs $269 you'll pay that $269 whether it's in installments or all at once.

[Not My Real Name]

Re: Why you should buy an AP on the payment plan

Okay. Bury this thread.

[dth316]

Re: Why you should buy an AP on the payment plan

Yeah, as Malina said, the first month payment is only days after you put down your down payment.

[Van Hammersly]

Re: Why you should buy an AP on the payment plan

Big corporations like Disney spend hundreds of thousands of dollars hiring consultants to show them where they can shave off pennies here and there in their operations that ultimately save them millions in the long run. So I think someone somewhere would have caught something this huge before launch, or immediately after at the very latest.

[BradleyC]

Re: Why you should buy an AP on the payment plan

Because it's cheaper. Disney has made a mistake in how they charge for an AP on the payment plan. Do the math:

$269 - $87 = $182 $182 divided by 12 months = $15.66666.... which is rounded off to $15.17.
There's only one problem with this: You don't make 12 payments. You only make eleven! On the day you buy the pass, you pay a down payment of $87 and that is all. You don't make a payment on the balance until the next month. That means a $269 SoCal pass only costs you $253.83. Do the math with all the other passes. This means that the $649 Premium AP actually costs only $602.16. If you bought five passes at this price, you would save $234.40.

I was wondering whether I should write this thread because it's possible that Disney would learn from it and make changes, so keep this a secret, okay?

You must not have an annual pass.

When you purchase the annual pass they charged your credit card the down payment. The First time you got the park you credit card is charged for the first month within 24 to 48 hours. So you will pay a total of $102.17 for your first month, and then you will make 11 more payments until your contract is up.

$15.17 Times 12 Payments is $182.04, $182.04 plus down payment $87, is $269.04 the full price of the So Cal Select Pass. You are NOT receiving any Extra savings by doing monthly payments. IT still comes out to the same amount.

[Poisonedapples]

Re: Why you should buy an AP on the payment plan

Because it's cheaper. Disney has made a mistake in how they charge for an AP on the payment plan. Do the math:

$269 - $87 = $182 $182 divided by 12 months = $15.66666.... which is rounded off to $15.17.
There's only one problem with this: You don't make 12 payments. You only make eleven! On the day you buy the pass, you pay a down payment of $87 and that is all. You don't make a payment on the balance until the next month. That means a $269 SoCal pass only costs you $253.83. Do the math with all the other passes. This means that the $649 Premium AP actually costs only $602.16. If you bought five passes at this price, you would save $234.40.

I was wondering whether I should write this thread because it's possible that Disney would learn from it and make changes, so keep this a secret, okay?

umm no that is not correct, they charge within 24-48 hours the 1st month payment. And my pass did cost me $649.. and if i bought 5 passes at that price its $3,245, $649x5=3,245 ..

It doesn't work that way, though. Disney does charge your credit card for the first payment within a few days of purchase, not a month later. They tell you as much when you buy your first pass at the ticket booth. So technically the first month you have your pass, you're paying for that one day ticket + your first payment.

Disney does the math correctly. If your pass costs $269 you'll pay that $269 whether it's in installments or all at once.

You must not have an annual pass.

When you purchase the annual pass they charged your credit card the down payment. The First time you got the park you credit card is charged for the first month within 24 to 48 hours. So you will pay a total of $102.17 for your first month, and then you will make 11 more payments until your contract is up.

$15.17 Times 12 Payments is $182.04, $182.04 plus down payment $87, is $269.04 the full price of the So Cal Select Pass. You are NOT receiving any Extra savings by doing monthly payments. IT still comes out to the same amount.

exactly..just kinda like what i said also.. yep full 12 month of payments, no loop hole and no discount there! Op it just seems cheaper because it's not coming out of your pocket all at once but at between $15 and $46 per month,(SCS AP$15.17 per month,SC AP $20.17 per month,D AP $31.84 per month, P AP $46.84 per month AFTER the $87 down payment )..and i can't remember because i didn't look but i think when you renew you don't pay the $87. i might have to look back on my CC bill.

[clara]

Re: Why you should buy an AP on the payment plan

It doesn't work that way, though. Disney does charge your credit card for the first payment within a few days of purchase, not a month later. They tell you as much when you buy your first pass at the ticket booth. So technically the first month you have your pass, you're paying for that one day ticket + your first payment.

Disney does the math correctly. If your pass costs $269 you'll pay that $269 whether it's in installments or all at once.

You must not have an annual pass.

When you purchase the annual pass they charged your credit card the down payment. The First time you got the park you credit card is charged for the first month within 24 to 48 hours. So you will pay a total of $102.17 for your first month, and then you will make 11 more payments until your contract is up.

$15.17 Times 12 Payments is $182.04, $182.04 plus down payment $87, is $269.04 the full price of the So Cal Select Pass. You are NOT receiving any Extra savings by doing monthly payments. IT still comes out to the same amount.

yes and yes...I don't think Disney would have let something like that slip through the cracks.

[GiRiMama33]

Re: Why you should buy an AP on the payment plan

Like others have said...you clearly do not have an AP.

[Malina]

Re: Why you should buy an AP on the payment plan

i think when you renew you don't pay the $87. i might have to look back on my CC bill.

Yup, that's true. With my SoCal pass (the higher tier) I think it was $27 and change every month because they don't have you do the down payment on renewals.

[Poisonedapples]

Re: Why you should buy an AP on the payment plan

Yup, that's true. With my SoCal pass (the higher tier) I think it was $27 and change every month because they don't have you do the down payment on renewals.

okay yeah i couldn't remember.. i have a pass but i remember the $87 being a ontime dealio... okay.well either way OP you got your question answered, you do pay a full 12 months on the payment plan

[Not My Real Name]

Re: Why you should buy an AP on the payment plan

I do have an AP. But I didn't buy it on the payment plan. I thought I'd make a big mistake, but I was wrong again.

[Professortango]

Re: Why you should buy an AP on the payment plan

Your down payment doesn't come out for renewals, but your monthly fee does increase to make up for the difference.

[brian11811]

Re: Why you should buy an AP on the payment plan

Your down payment doesn't come out for renewals, but your monthly fee does increase to make up for the difference.

You do know if what the OP was true, Mickey would show up at your door with a crow bar demanding that extra payment. Its like the beer price, then they add tax on top of the price. Who does that? Have you ever been to a bar that adds tax AFTER the price of the beer? Most places, the beer is $5, you pay $5. Not Disney. Its $7, plus another 60 cents.

[KellyMcG86]

Re: Why you should buy an AP on the payment plan

I do have an AP. But I didn't buy it on the payment plan. I thought I'd make a big mistake, but I was wrong again.

Everyone makes mistakes. Thank you for attempting to share something that might have been a big benefit for a lot of people! Your intentions were good.