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  • Disney Claim Adjusters?

    So, Hubster and I just spent a loverly day at the Resort...and while standing in line, he wondered (not for the first time) whether Disneyland had their own bodily injury insurance and therefore, insurance employees.
    Does anyone know?
    If they do, does anyone know where the employees are based from? Anaheim? Burbank? Glendale? Or regions afar?
    Originally posted by All4dISNEY
    Words hurt.

  • #2
    Re: Disney Claim Adjusters?

    It doesn't seem to be a very big risk to Disney, relative to the revenue and net profit.
    I don't think they purchase insurance on this, except possibly second dollar insurance, after $1 million per incidence, for example. I.e., Disney absorbs the losses for amounts below $1 million and some other entity (Lloyd's of London, for example), pays amounts above $1 million (minus the first $1 million).

    If they paid for it all themselves, then they wouldn't likey have any insurance adjusters.
    They don't likely reserve for future incidences.

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    • #3
      Re: Disney Claim Adjusters?

      My boyfriend, who works in insurance, know for sure that Disney is self-insured. LOL! I think he's happy that we could put Disney and Insurance in the same sentence!
      Took mom to Disneyland for the first time in over 20 years this week! Woo!
      - March 1, 2006

      She screamed, cried, and laughed...
      - me too!

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      • #4
        Re: Disney Claim Adjusters?

        Originally posted by sediment View Post
        If they paid for it all themselves, then they wouldn't likey have any insurance adjusters.
        They don't likely reserve for future incidences.
        Acually, they probably do have internal equivilant to adjusters, in the litigation department. So, when someone trips and falls, the adjusters determine fault, make offers and try to settle things quickly. They probably have secondary insurance for instances like the BTMRR accident.
        If you see a cute yellow lab puppy with a yellow cape, WAVE! It might be us! (Or it may be someone else that lurks here!) Thank you for asking before you pet! Next trip, Dec 22-Jan 3rd.

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        • #5
          Re: Disney Claim Adjusters?

          Hubster is in insurance and would be tickled (he would probably not use that word) to work for Disney. I was thinking that they probably take care of their own minor claims, like slip and falls. And I can only imagine how many of those they get in a week.
          Hmmm, so no Disney claims handlers cruise the Micechat boards? What a shame.
          Originally posted by All4dISNEY
          Words hurt.

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          • #6
            Re: Disney Claim Adjusters?

            They do, and they work in the offices behind Toontown. And they're a LOT busier than most people think. There are injuries and even worse that never make the news. I can't say how I know this, but I heard it directly from the employee who is in charge of the settlements.

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            • #7
              Re: Disney Claim Adjusters?

              Originally posted by Dr. Shrinker View Post
              They do, and they work in the offices behind Toontown. And they're a LOT busier than most people think. There are injuries and even worse that never make the news. I can't say how I know this, but I heard it directly from the employee who is in charge of the settlements.
              Do you happen to know if openings come up regularly? And if they are posted on the Disney Careers site? I just took a look and there were only listings for workers comp adjusters.
              Originally posted by All4dISNEY
              Words hurt.

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              • #8
                Re: Disney Claim Adjusters?

                Originally posted by Aristocat View Post
                Do you happen to know if openings come up regularly? And if they are posted on the Disney Careers site? I just took a look and there were only listings for workers comp adjusters.
                I would think that would be the place to look. I have seen the oddest jobs show up there, never even thinking to link the job listed with a Disney position.
                If you see a cute yellow lab puppy with a yellow cape, WAVE! It might be us! (Or it may be someone else that lurks here!) Thank you for asking before you pet! Next trip, Dec 22-Jan 3rd.

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                • #9
                  Re: Disney Claim Adjusters?

                  As someone that's worked with Disneyland Claims... yes, they are most definitely self insured, and they do hire their own employees, and yes, there are likely many more claims filed than just the "big ones" that hit the press.

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                  • #10
                    Re: Disney Claim Adjusters?

                    I will just have to add Disney Careers to my 'Favorites' and keep an eye out for the Hubster.
                    Oh! To have a family member work at the Resort! I would be in raptures!
                    Not that I don't love the Hubster already, but...
                    Originally posted by All4dISNEY
                    Words hurt.

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